"From the desk of Gail Kelly, CEO of Westpac Banking
Corporation"

"Lately, fraud incidents have taken place via e-mail to
“phish” Internet users."

"As an internet user, you've probably experienced
unwanted emails or intrusive pop-up adverts."

"Halifax - Online Internet banking security center:"

"Access Suspended"

"Due to concerns, for the safety and integrity of the
Abbey account we have issued this warning message."

"personal and business account"

"You've received a question about your eBay item
#160214563452"

"During our regular update and verification of the
Halifax Online Account Service®, we could not verify
your current information."

"Request Of Change of Customer ID Number"

"Due to the number of incorrect login attempts, your
halifax account has been locked for your security."

"Important warning regarding your Moneybookers account"

"Customer numbers and Online password to your Natwest
online account were attempted for changed by unverified
IP on the 1st March, 2008."

"You must urgently restore your paypal account."

"EGG Online Banking Security Team is carrying out a
fraud prevention exercise on all accounts to reduce
and prevent Fraud on our online banking system."

"Your identity Change"

"Thank you for banking online at NatWest Bank."

"Internet/Telephone Banking Online Form"

"Welcome To Halifax Bank Plc"

"It has come to our attention that your Halifax Online
account information needs to be updated as part of
our new year commitment also to protect your account
and to reduce the instance of fraud on our website this
year."

"If you choose to ignore our request, you leave us no
choose but to temporarily suspend your account."

"MESSAGE NUMBER: 3130"

"New Security: Nationwide 2008 Addition Security"

"Congratulations!"

"Abbey National plc Banking Security Team is carrying
out a fraud prevention exercise on all accounts to
reduce and prevent Fraud on our online Banking system."

"Due to the recent upgrade of our servers, we have
issued this warning message."

"You have 1 unread Security Message!"

"At Halifax,We are committed to keeping you safe online."

"You have 1 new important message waiting in your inbox
folder."

"Your access to your online Services has been
temporarily suspended for following reason:"

"We are glad to inform and Alert you, that your Online
Halifax Bank Account was suspended due to reasons
below and multiple attempts by third party trying to
access your online account."

"As a bank we are used to thinking about security."

"Account Status Notification"

"For precision and character verification, you are to
view this message through our secure online session,
which is uniquely distinct from the previous sign on
method."

"Your access to your online Services has been
temporarily suspended due to miss-match in access codes
between your online access details.."

"Halifax Bank Alert"

"Your registered name is included to help confirm this
message originated from eBay."

"You have 2 new important message waiting in your inbox
folder."

"You have 1 new ALERT message"

"After the last annual calculations of your fiscal
activity we have determined that you are eligible to
receive a tax refund under section 501(c) (3) of
the Internal Revenue Code."

"It has come to our attention that your account billing
updates are out of order."

"Dear Wachovia Connection Bank Customer:"

"Dear NatWest Electronic Banking customer!"

"Dear NatWest Bank Private and Corporate Banking user!"

"Dear Natwest Internet Banking member!"

"During our regular update and verification of the
HALIFAX Internet Banking Service, we could not verify
your current information."

"Personal and Business Account"

"Dear NatWest Bank OnLine Banking member!"

"Unauthorized Transactions on your Internet Banking"

"Halifax PLC. has been receiving complaints from our
customers for unauthorized use of the Halifax Online
accounts."

"Due to the safety and integrity of the NatWest Bank
account you have been notified with this message"

"*A recent Change in your Card number or personal ID"

"CustomerMemberView® Warning"

"Dear NatWest Bank Bankline Internet Banking member"

"It's a smart and simple way to add an additional level
of protection to your account."

"Resolution Center: Your account access has been
limited."

"Dear NatWest Bank On-line Banking member!"

"You have a new message waiting in your Inbox Folder."

"Why choose Abbey National PEP and ISA Managers Limited
as the Child Trust Fund (CTF) provider for your child?"

"Dear NatWest Private and Corporate Banking customer!"

"As a part of our efforts to meet the requirements of
the Financial Services Authority we now ask all Halifax
Bank users to update their account information."

"To re-activate your Online account, please following
the re-activation link below."

"Bank of America Alert:"

"Dear PayPal Member:"

"Royal Bank Of Scotland has been receiving complaints
from our customers for unauthorised use of the Royal
Bank Of Scotland Online accounts."

"We noticed that you need to update your Halifax Online
Account ."

"Dear Natwest Bankline Internet Banking client!"

"eBay Email Confirmation - Response Required"

"Dear Bank of America N.A. Direct Service member!"

"Email Verification"

"Account Review Department."

"Account Notification"

"Online Services"

"This e-mail has been sent to you by The Royal Bank of
Scotland Security Department to inform you that we were
unable to verify your account information."

"Banking Online in UK from Halifax"

"Unfortunately, we have locked your OnLine Access."

"eBay member techno_pro1 has left you a message
regarding item #250226930135"

"Some time ago we made changes to the way some accounts
can be accessed online."

"We would like to inform you that we are currently
carrying out scheduled maintenance."

"We recently have discovered that different computers
have logged into your NatWest Bank account, and
multiple password failures were present before the
logons."

"Update Your Online Banking Informations"

"The Online Banking Team safeguards your account when
there is a possibility that someone other than you is
signing on."

"National Westminster Bank has been receiving complaints
from our customers for unauthorised use of their
Natwest Online accounts."

"We are currently maintaining our website and upgrading
our system for the next fiscal year."

"All Arizona Central Service Centers and Internet
Banking will be closed on Wednesday, March 19 and
Tuesday, March 20 for a scheduled computer upgrade."

"Take Control of Your Money"

"During our regularly scheduled account maintenance and
verification procedures, we have detected a slight
error in your billing information."

"NatWest Security Notification"

"Our improved security measures"

"Thank you for choosing Abbey Bank for your banking
needs."

"LloydsTSB Customer Service team requests you to
complete Internet Banking Online Form."

"You have a new message waiting in your Inbox Folder."

"Because of unusual number of invalid login attempts on
you account, we had to believe that, their might be
some security problem on you account."

"Halifax - Protection update are out of date:"

"Thank you for using American National Bank of Texas
(ANBTX)."

"We have implemented security measures consistent with
our internal information security practices to help us
keep your information secure."

"Halifax Online Banking"

"During our regularly scheduled account maintenance and
verification procedures, we have detected a slight
error in your billing information."

"Halifax Online Form"

"Due to the number of incorrect login attempts, your
natwest account has been locked for your security."